Folio·X-Ray
Look-through risk for index & ETF investors

See the stocks hiding inside your funds.

You bought index funds to stay diversified. But three funds can secretly be the same ten names. Folio X-Ray reveals your true concentration risk — in plain English, in seconds.

No signup. No broker login. Nothing leaves with your name on it.

Your look-through verdict High concentration

You think you own 21 companies across 3 funds — but Reliance is quietly 18% of everything you hold, hidden inside your NIFTY 50 ETF. Your top 5 names are 37% of the portfolio. If Reliance fell 30%, you'd lose about ₹43,500 overnight.

Biggest hidden bet

Reliance 18%

Top-5 concentration

36.6%

Effective companies

21

Run this on your own portfolio →

Illustrative example. Your numbers will differ.

Diversified on paper. Concentrated in reality.

The Magnificent 7 are ~30% of the S&P 500. HDFC Bank and Reliance dominate the Nifty. Own a few popular funds and you can quietly have a third of your money riding on a handful of names. Folio X-Ray does the math you can't see.

True look-through

We crack open every index fund and ETF you own and add up the real companies underneath — so you see the bets you didn't know you were making.

Plain-English risk

No intimidating dashboards. Just a calm, human read on your single-stock, sector, and overlap risk — written for anxious DIY investors, not quants.

'What if it drops 30%'

See in rupees and dollars what happens to your whole portfolio if your biggest hidden name has a bad year. Surprise turns into a plan.

“I thought I owned 500 stocks. Turns out 28% of my money was 5 names.”
DIY investor, Bengaluru
“Finally a risk tool that talks like a human, not a Bloomberg terminal.”
r/IndiaInvestments member
“Showed my dad his ‘safe’ funds were 40% banks. He actually changed something.”
Early user

Illustrative reactions from early testing. Your results will vary.

Find out what you really own.

One free scan. One honest answer. No account required to start.

X-ray my portfolio